Frequently Asked Questions From Employees About Compliance

1. How do I know if my employer has workers' compensation insurance?

   In Louisiana, employers are required to display a poster in the workplace providing the name and contact information for their workers' compensation insurance carrier. If you do not see the notice, you can find your employer's insurance carrier by selecting the "Coverage Verification" search tool on our homepage.

   Return To Questions

2. How do I report my employer if he has no workers' compensation insurance?

   If you suspect your employer has no workers' compensation insurance coverage, you can report this to the Office of Workers' Compensation anonymously by clicking here and completing the online fraud reporting form.

   Return To Questions

3. I was injured at work and my employer does not have workers' compensation insurance. What should I do?

   If you are injured during the course and scope of your employment and your employer does not carry workers? compensation insurance and refuses to acknowledge the injury, you should complete a Form 1008, Disputed Claim for Compensation and file it with the nearest Workers' Compensation District Office.

   Return To Questions

4. Can my employer withhold workers' compensation premium payments from my paycheck?

   No. Louisiana law prohibits employers from withholding any premium amounts from an employee.

   Return To Questions

5. Will my group health insurance cover any other the cost for a workers' compensation injury?

   No. Group health plans will not cover workers' compensation injuries. Your employer's workers' compensation policy will cover all medical cost as well as lost wage benefits if you miss more than 7 days of work.

   Return To Questions